No, it won’t.
Using our free quoting tool does not affect your credit score. We don’t run a credit check at this stage – it’s purely to give you an idea of your options. It’s quick, obligation-free, and completely safe to use.

A fixed rate stays the same for a set period (usually 1–5 years), giving you predictable repayments and protection from interest rate rises. It’s great if you like certainty.

A variable rate can move up or down with the market. While it can save you money if rates drop, your repayments can also increase if rates rise. You usually get more flexibility with features like extra repayments and redraw.

Not sure which is right for you? We’ll help you weigh the pros and cons based on your goals.

Unrivalled Finance provides tailored finance solutions across a wide range of needs, including:

Car Finance – for new and used vehicles

Bike Finance – for motorcycles and scooters

Leisure Finance – covering boats, caravans, and recreational vehicles

Personal Finance – for debt consolidation or personal expenses

Commercial Finance – for business vehicles, equipment, or working capital

We work with over 40 trusted lenders to find the best fit for your situation.

Yes. Many lenders will fun the full purchase price, meaning no deposit is required.

We also have a range of options for applicants with low credit scores! We’ll assess your situation and match you with lenders who are most likely to approve your application.

Try out our loan calculator to get a free quote today!

You can:
Call us on 07 2802 2108
Email us at enquiries@unrivalledfinance.com.au
Or get a free quote today, using our free quoting tool.

Our free quoting tool gives you real numbers – with zero pressure and no impact on your credit score.

✅ Completely obligation-free
✅ No credit check required
✅ Takes less than 60 seconds

Whether you’re exploring options for a new car, bike, boat, or personal loan, this tool helps you compare your choices before applying – so you can move forward with confidence.